PLEASE ENSURE THAT YOU READ THIS CAREFULLY AS YOU SIGNATURE ON THE CUSTOMER CREDIT FORM RELATES TO THIS INFORMATION

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PRO FORMA ORDERS

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Pro forma orders are firm and irrevocable and must be paid within 14 days from date of Invoice.

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Pro forma orders not paid within 14 days may be cancelled at the discretion of the supplier and in such instance will be subject to a cancellation fee together with all costs incurred in recovery of same.

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RETURNS AND CREDIT

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These are only accepted if authorized by us, the supplier, and notified within seven (7) days of receipt of goods. Goods may only be returned by a carrier approved by us. A handling charge may apply to the returned goods.

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PROPERTY & DELIVERY OF GOODS

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" The vendor and the purchaser agree that all goods are delivered EX_WAREHOUSE and the risk passes to the purchaser ex-warehouse.

" Delivery of the goods to the purchaser's agent, carrier or representative shall constitute delivery to the purchaser.

" Property of the goods is retained by the supplier until such time as the goods the subject of this contract and all other goods supplied by the company to the purchaser has been paid in full.

" Risk passes to the purchaser upon delivery of the goods to the purchaser.

" Freight costs and in-transit Insurance are the responsibility of the purchaser and are excluded from the price of the goods sold.

" The vendor will, at the purchaser's request but not for reward, arrange freight and in-transit insurance on the purchaser's behalf.

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OVERDUE ACCOUNTS

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Goods will not be supplied to overdue accounts until such time as the account is brought up to date. The vendor reserves the right to charge overdue account fees, not in excess of the current bank prime interest rates.

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IMPORTANT NOTICE TO ALLICANT(S) FOR CREDIT (Section 18E (8) © Privacy Act 1988)

Please Read carefully,

The supplier may give information about you to a credit reporting agency, but only limited kinds of information allowed by the Privacy act 1988(Commonwealth). This includes:

" Identity details - this only includes your name, sex, date of birth; current known address, two immediately previous addresses, your current or last known employer, Your Drivers License No.

" The fact that you have applied for credit and the amount;

" The fact that the supplier is a credit provider to you;

" Payments overdue for at least 60 days when the supplier has taken steps to recover.

" Advise that payments are no longer overdue;

" Cheques drawn by you which have been dishonored more than once;

" The opinion of the supplier that you have committed a serious credit infringement;

" When the credit provided to you has bee discharged.

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STATEMENT BY APPLICANT(S) FOR CREDIT

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Giving information to a Credit reporting Agency (Section 18E (8) © Privacy Act 1988)

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The supplier has informed me that it may give certain personal information about me to a credit reporting agency.

Exchanging Information with other Credit Providers (Section 18N (1) (b) Privacy Act 1988).

I/We agree to the supplier checking personal information about me with any credit provider named in my credit application, and with other credit providers that may be named in a credit application, with other credit providers that may be named in a credit report issued by a credit reporting agency, for any of the following purposes:

" To assess my credit worthiness;

" To assess an application by me for credit;

" To help me avoid defaulting on my credit obligations; and

" To notify a default by me.

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I understand that this information about my credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to give to or receive from each other under the Privacy Act 1988.

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I agree that the supplier may disclose a credit report or any personal information derived from it to another credit provider, for any of the purposes mention above.

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Access to Commercial Credit Information (Section 18L (4).

In order to assess my application for credit, I consent to the supplier obtaining a credit report containing information about my commercial activities and commercial credit worthiness, from a business which provides information about the commercial credit worthiness persons.

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Access to Consumer Credit Information for a Commercial Credit Application (section 18K(1)(b) Privacy Act 1988)

I consent to the supplier, in order to assess my application for credit, obtaining from credit reporting agency a credit report about me containing consumer credit information AND I further consent to the Australian Gifts & Homewares Association Inc. giving the credit report to the supplier.